Bank statements

Extracted data

These are the extracted fields of a bank statement

Personal data

The header section of a bank statement includes information on the individual. This is extracted into the following fields:

• Full name
• Address1
• Address2
• Address3
• Address4
• Address5
• Address6
• Address7
• Address8

General account and statement information

We extract the following bank and account information:

• Bank name
• Sort code
• Account number
• Currency
• Has overdraft

Statement summary extracted fields:

• Period start date - The start date of the time period covered by the statement.
• Period end date - The end date of the time period covered by the statement.
• Opening balance
• Closing balance

Daily balances

Daily balances are the balances of the account on any individual day. They are calculated from the transactions.

Each daily balance includes

• Date
• Balance - The final balance of that day.

Transactions (BETA)

IMPORTANT

Transaction extraction is currently in beta and shouldn't be considered 100% reliable.

Each transaction contains the following fields:

• Date
• Amount - Positive numbers for deposits and negative numbers for withdrawals.
• Description - Description of the transaction found on the statement.
• Category - How we have categorized the transaction. Full list of categories below.
• Balance - Account balance after the transaction.

Transaction categories

Category	High risk
Income	False
Savings	False
Housing	False
Taxes / Insurance	False
Living	False
Utilities	False
Gambling	⚠️ True
Entertainment	False
Entertainment (Adult)	⚠️ True
Benefit income	⚠️ True
HIST	⚠️ True
Transfer	False
Cash deposit	⚠️ True
Cash withdrawal	False
Credit	False
Declined	False
Miscellaneous	False

Example extraction

{
    "fullName": "James Smith",
    "address1": "12 Golf Road",
    "address2": "",
    "address6": "Cardiff",
    "address7": "123 123",
    "address8": "GB",
    "periodStartDate": "2025-02-01T00:00:00",
    "periodEndDate": "2025-02-28T00:00:00",
    "openingBalance": 731.62,
    "closingBalance": 1392.29,
    "hasOverdraft": false,
    "bankName": "Monzo",
    "accountNumber": "99999999",
    "sortCode": "00-00-00",
    "currency": "GBP",
    "dailyBalances": [
        {
            "date": "2025-02-01T00:00:00",
            "balance": 853.50
        }
    ],
    "transactions": [
        {
            "date": "2025-02-21T00:00:00",
            "amount": -19.00,
            "description": "Netflix subscription",
            "category": "Entertainment",
            "balance": 1313.72
        }}
    ]
}